Privacy Policy

We may collect personal information that you voluntarily provide to us when you register for our courses, express interest in obtaining information about us or our products, participate in activities on our website, or otherwise contact us.

The personal information that we collect depends on the context of your interactions with us and the website, the choices you make, and the features you use. The personal information we collect may include:

• Personal identifiers such as your name, email address, phone number, and mailing address
• Account information if you create an account with us
• Payment information when you register for our courses
• Course participation data including your progress, completed assignments, and interaction with course materials

We also automatically collect certain information when you visit, use, or navigate our website. This information does not reveal your specific identity but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our website, and other technical information.

We use personal information collected via our website for a variety of business purposes described below:

• To provide, operate, and maintain our website and services
• To create and maintain your account, and manage your course enrollment
• To process your payments and prevent fraud
• To communicate with you, including responding to your inquiries, providing updates about your course progress, and sending administrative information
• To personalize your user experience and deliver content relevant to your interests
• To improve, personalize, and expand our website and services
• To understand and analyze how you use our website and services
• To develop new programs, services, features, and functionality
• To contact you regarding your account, technical issues, updates, security alerts, and support messages
• To send marketing communications with your consent
• To identify usage trends and analyze the effectiveness of our educational resources
• To comply with our legal obligations

We may share information in the following situations:

• With Service Providers: We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf, such as payment processors, cloud hosting providers, email communication services, and analytics providers.
• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• With Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
• With Your Consent: We may disclose your personal information for any other purpose with your consent.
• Legal Requirements: We may disclose your information where we are legally required to do so to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.

We do not sell, rent, or otherwise disclose your personal information to third parties for their marketing purposes without your explicit consent.

We may use cookies, web beacons, tracking pixels, and other tracking technologies on our website to help customize the website and improve your experience. When you access our website, your personal information is not collected through these tracking technologies. However, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies through your browser settings.

The types of cookies we use include:

• Essential cookies: These cookies are necessary for the website to function properly and enable you to use its features.
• Preference cookies: These cookies allow the website to remember choices you make and provide enhanced, personalized features.
• Analytics cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.
• Marketing cookies: These cookies are used to track visitors across websites to display relevant advertisements.

For more information about our use of cookies and your choices regarding cookies, please see our Cookie Policy.

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.

We regularly review our security procedures to consider appropriate new technology and methods. However, no security system is perfect, and we cannot guarantee that information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

Depending on your location, you may have various rights regarding your personal information, such as:

• Access: You may request a copy of the personal information we have about you.
• Correction: You may request correction of inaccurate personal information.
• Deletion: You may request deletion of your personal information in certain circumstances.
• Restriction: You may request restriction of processing of your personal information.
• Data Portability: You may request transfer of your personal information to another service provider.
• Objection: You may object to the processing of your personal information.
• Withdraw Consent: You may withdraw consent where we rely on consent to process your information.

To exercise any of these rights, please contact us using the contact information provided below. We will respond to your request in accordance with applicable laws.

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we will take steps to remove that information from our servers.

We may update this Privacy Policy from time to time to reflect changes to our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by an updated "Last Updated" date at the top of this Privacy Policy. We encourage you to review this Privacy Policy frequently to be informed of how we are protecting your information.

If we make material changes to this Privacy Policy, we may notify you by prominently posting a notice on our website or by directly sending you a notification. Your continued use of our website after the effective date of the revised Privacy Policy constitutes your consent to the changes.

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Backfinet
350 5th Avenue, Suite 300
New York, NY 10118

Email: backfinet@gmail.com
Phone: (212) 555-8765